Best Medicare Advantage Plans in Whitfield County, GA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Whitfield County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Whitfield County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage from UHC GA-10 (HMO-POS)UnitedHealthcare · HMO-POS157 of 159 counties · drug deductible $685Preventive dental · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 2 | DEVOTED CHOICE 004 GA (PPO)Devoted Health · PPO103 of 159 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $332/yr | $0 | $7,850 | $7,850 | 4★ |
| 3 | DEVOTED CHOICE GIVEBACK EXTRAS 023 GA (PPO)Devoted Health · PPO103 of 159 counties · drug deductible $700Part B giveback $85/mo · Dental up to $2,500/yr · eyewear $400/yr · OTC items $324/yr | $0−$85 Part B giveback | $8,900 | $7,880 | 4★ |
| 4 | DEVOTED CHOICE GIVEBACK 005 GA (PPO)Devoted Health · PPO103 of 159 counties · drug deductible $461Part B giveback $164.10/mo · Dental up to $250/yr · eyewear $200/yr | $0−$164.10 Part B giveback | $9,850 | $7,881 | 4★ |
| 5 | HumanaChoice Giveback H7617-094 (PPO)Humana · PPO129 of 159 counties · drug deductible $700Part B giveback $108/mo · Dental · eyewear $150/yr | $0−$108 Part B giveback | $9,850 | $8,554 | 4.5★ |
| 6 | HumanaChoice Giveback H5216-345 (PPO)Humana · PPO124 of 159 counties · drug deductible $700Part B giveback $106/mo · Dental · eyewear $150/yr | $0−$106 Part B giveback | $9,850 | $8,578 | 4★ |
| 7 | HumanaChoice Giveback H5216-154 (PPO)Humana · PPO147 of 159 counties · drug deductible $700Part B giveback $47/mo · Dental · eyewear $100/yr | $0−$47 Part B giveback | $9,850 | $9,286 | 4★ |
| 8 | UHC Medicare Advantage GA-2 (PPO)UnitedHealthcare · PPO147 of 159 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $35 | $9,250 | $9,670 | 3.5★ |
| 9 | Aetna Medicare Elite Plus (PPO)Aetna Medicare · PPO111 of 159 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 10 | HumanaChoice H5216-203 (PPO)Humana · PPO30 of 159 counties · drug deductible $700Dental up to $1,000/yr · eyewear $250/yr | $0 | $9,850 | $9,850 | 4★ |
| 11 | HumanaChoice H5216-207 (PPO)Humana · PPO55 of 159 counties · drug deductible $450Dental up to $1,000/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 12 | HumanaChoice H5216-421 (PPO)Humana · PPO154 of 159 counties · drug deductible $700Dental up to $1,750/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 13 | HumanaChoice H7617-092 (PPO)Humana · PPO31 of 159 counties · drug deductible $700Dental up to $1,250/yr · eyewear $250/yr | $0 | $9,850 | $9,850 | 4.5★ |
| 14 | HumanaChoice H7617-093 (PPO)Humana · PPO158 of 159 counties · drug deductible $700Dental up to $1,250/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4.5★ |
| 15 | HumanaChoice H5216-284 (PPO)Humana · PPO99 of 159 counties · drug deductible $700Dental up to $750/yr · eyewear $100/yr | $6.30 | $9,850 | $9,926 | 4★ |
| 16 | HumanaChoice H7617-114 (PPO)Humana · PPO158 of 159 counties · drug deductible $700Dental · eyewear $150/yr | $13 | $9,850 | $10,006 | 4.5★ |
| 17 | Aetna Medicare Value Extra Care (PPO)Aetna Medicare · PPO108 of 159 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $60/yr | $25.40 | $9,850 | $10,155 | 3.5★ |
| 18 | Humana Full Access R0110-020 (Regional PPO)Humana · Regional PPOAll 159 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $138 | $9,850 | $11,506 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 22 in 2026, 26 in 2027.
- $0-premium plans: 19 in 2026, 21 in 2027.
- Median in-network out-of-pocket maximum: $9,250 in 2026, $9,850 in 2027.
- 3,446 people here were in a general-audience Advantage plan in October 2026.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), HumanaChoice R0110-019 (Regional PPO), AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), Aetna Medicare Eagle Extra Plus (PPO), HumanaChoice H5216-157 (PPO), UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO).
Questions
How many Medicare Advantage plans are in Whitfield County for 2027?
18 general-audience plans with drug coverage, 13 of them with a $0 monthly premium, compared with 22 plans and 19 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Whitfield County?
AARP Medicare Advantage from UHC GA-10 (HMO-POS) from UnitedHealthcare: $0 a month with an in-network out-of-pocket maximum of $7,150, so at most about $7,150 for the year in premiums and in-network costs.
Do any Whitfield County plans have a Part B giveback?
5 do. The largest is $164.10 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 005 GA (PPO).
How many Whitfield County plans have 4 or more stars?
13 of 18, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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