Best Medicare Advantage Plans in Carroll County, GA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Carroll County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Carroll County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | HealthSpring Preferred (HMO)HealthSpring · HMO13 of 159 counties · drug deductible $400Dental up to $800/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 3★ |
| 2 | Clover Health LiveHealthy Giveback (PPO)Clover Health · PPO139 of 159 counties · drug deductible $425Part B giveback $110/mo · Preventive dental up to $1,000/yr · eyewear $200/yr · OTC items $120/yr | $0−$110 Part B giveback | $9,850 | $8,530 | 5★ |
| 3 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO17 of 159 counties · drug deductible $700Part B giveback $109/mo · Dental up to $500/yr · eyewear $100/yr | $0−$109 Part B giveback | $9,850 | $8,542 | 3★ |
| 4 | HumanaChoice Giveback H5216-154 (PPO)Humana · PPO147 of 159 counties · drug deductible $700Part B giveback $47/mo · Dental · eyewear $100/yr | $0−$47 Part B giveback | $9,850 | $9,286 | 4★ |
| 5 | UHC Medicare Advantage GA-2 (PPO)UnitedHealthcare · PPO147 of 159 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $35 | $9,250 | $9,670 | 3.5★ |
| 6 | Aetna Medicare Elite Plus (PPO)Aetna Medicare · PPO111 of 159 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 7 | Clover Health LiveHealthy (PPO)Clover Health · PPO151 of 159 counties · drug deductible $350Dental up to $1,500/yr · eyewear $200/yr · OTC items $180/yr | $0 | $9,850 | $9,850 | 5★ |
| 8 | HealthSpring True Choice (PPO)HealthSpring · PPO42 of 159 counties · drug deductible $700Dental up to $400/yr | $0 | $9,850 | $9,850 | 3★ |
| 9 | HumanaChoice H5216-421 (PPO)Humana · PPO154 of 159 counties · drug deductible $700Dental up to $1,750/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 10 | HumanaChoice H5216-280 (PPO)Humana · PPO43 of 159 counties · drug deductible $700Dental up to $500/yr · eyewear $150/yr | $6.30 | $9,850 | $9,926 | 4★ |
| 11 | Clover Health LiveHealthy Premier (PPO)Clover Health · PPO151 of 159 counties · drug deductible $250Dental up to $2,000/yr · eyewear $300/yr · OTC items $400/yr | $35 | $9,850 | $10,270 | 5★ |
| 12 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS95 of 159 counties · drug deductible $550Preventive dental | $55 | $9,850 | $10,510 | 3.5★ |
| 13 | Humana Full Access R0110-020 (Regional PPO)Humana · Regional PPOAll 159 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $138 | $9,850 | $11,506 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 26 in 2026, 22 in 2027.
- $0-premium plans: 19 in 2026, 17 in 2027.
- Median in-network out-of-pocket maximum: $9,250 in 2026, $9,850 in 2027.
- 7,324 people here were in a general-audience Advantage plan in October 2026; 2,778 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), HumanaChoice R0110-019 (Regional PPO), AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO), Anthem Veteran (PPO), Clover Health Valor (PPO), Anthem Veteran (HMO-POS), Aetna Medicare Eagle Plus (PPO), HumanaChoice H5216-157 (PPO), UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO).
Questions
How many Medicare Advantage plans are in Carroll County for 2027?
13 general-audience plans with drug coverage, 8 of them with a $0 monthly premium, compared with 26 plans and 19 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Carroll County?
HealthSpring Preferred (HMO) from HealthSpring: $0 a month with an in-network out-of-pocket maximum of $7,150, so at most about $7,150 for the year in premiums and in-network costs.
Do any Carroll County plans have a Part B giveback?
3 do. The largest is $110 a month off your Part B premium, from Clover Health LiveHealthy Giveback (PPO).
How many Carroll County plans have 4 or more stars?
6 of 13, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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