Best Medicare Advantage Plans in Clayton County, GA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Clayton County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Clayton County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Aetna Medicare Prime Care (HMO)Aetna Medicare · HMO17 of 159 counties · drug deductible $500Dental up to $3,000/yr · eyewear $150/yr · hearing aids $500/yr per ear · OTC items $120/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 2 | HealthSpring Preferred GA (HMO)HealthSpring · HMO12 of 159 counties · drug deductible $500Dental up to $650/yr · eyewear $100/yr | $0 | $6,500 | $6,500 | 3★ |
| 3 | AARP Medicare Advantage from UHC GA-10 (HMO-POS)UnitedHealthcare · HMO-POS157 of 159 counties · drug deductible $685Preventive dental · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 4 | DEVOTED CHOICE 001 GA (PPO)Devoted Health · PPO16 of 159 counties · drug deductible $461Dental up to $3,500/yr · eyewear $350/yr · OTC items $400/yr | $0 | $7,400 | $7,400 | 4★ |
| 5 | Wellcare Assist (HMO-POS)Wellcare · HMO-POS141 of 159 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr · hearing aids $350/yr per ear | $0 | $7,500 | $7,500 | 3.5★ |
| 6 | DEVOTED CHOICE GIVEBACK EXTRAS 022 GA (PPO)Devoted Health · PPO16 of 159 counties · drug deductible $700Part B giveback $85/mo · Dental up to $2,500/yr · eyewear $400/yr · OTC items $272/yr | $0−$85 Part B giveback | $8,550 | $7,530 | 4★ |
| 7 | Kaiser Permanente Senior Advantage Standard (HMO)Kaiser Permanente · HMO7 of 159 counties · drug deductible $0Dental · eyewear $500/yr · OTC items $340/yr | $34 | $7,150 | $7,558 | 4.5★ |
| 8 | DEVOTED CHOICE GIVEBACK 002 GA (PPO)Devoted Health · PPO16 of 159 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 4★ |
| 9 | Kaiser Permanente Senior Advantage Enhanced 1 (HMO)Kaiser Permanente · HMO12 of 159 counties · drug deductible $0Dental · eyewear $500/yr · OTC items $140/yr | $70 | $7,000 | $7,840 | 4.5★ |
| 10 | Humana Gold Plus Giveback H4141-022 (HMO)Humana · HMO41 of 159 counties · drug deductible $700Part B giveback $118/mo · Dental · eyewear $150/yr | $0−$118 Part B giveback | $9,850 | $8,434 | 3.5★ |
| 11 | Kaiser Permanente Senior Advantage Basic 1 (HMO)Kaiser Permanente · HMO12 of 159 counties · drug deductible $0Dental · eyewear $500/yr · OTC items $140/yr | $0 | $8,450 | $8,450 | 4.5★ |
| 12 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO17 of 159 counties · drug deductible $700Part B giveback $109/mo · Dental up to $500/yr · eyewear $100/yr | $0−$109 Part B giveback | $9,850 | $8,542 | 3★ |
| 13 | HumanaChoice Giveback H7617-094 (PPO)Humana · PPO129 of 159 counties · drug deductible $700Part B giveback $108/mo · Dental · eyewear $150/yr | $0−$108 Part B giveback | $9,850 | $8,554 | 4.5★ |
| 14 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POS141 of 159 counties · drug deductible $700Part B giveback $67/mo · Dental · eyewear $100/yr · hearing aids $350/yr per ear | $0−$67 Part B giveback | $9,850 | $9,046 | 3.5★ |
| 15 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS55 of 159 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $350/yr per ear | $0 | $9,250 | $9,250 | 3.5★ |
| 16 | Wellcare Simple Open (PPO)Wellcare · PPO141 of 159 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $9,250 | $9,250 | 3.5★ |
| 17 | HumanaChoice Giveback H5216-154 (PPO)Humana · PPO147 of 159 counties · drug deductible $700Part B giveback $47/mo · Dental · eyewear $100/yr | $0−$47 Part B giveback | $9,850 | $9,286 | 4★ |
| 18 | HealthSpring Preferred (HMO)HealthSpring · HMO4 of 159 counties · drug deductible $400Dental up to $650/yr · eyewear $100/yr | $0 | $9,350 | $9,350 | 3★ |
| 19 | Aetna Medicare Elite Giveback (PPO)Aetna Medicare · PPO13 of 159 counties · drug deductible $600Part B giveback $30/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$30 Part B giveback | $9,850 | $9,490 | 3.5★ |
| 20 | Kaiser Permanente Senior Advantage Care Plus (HMO-POS)Kaiser Permanente · HMO-POS12 of 159 counties · drug deductible $0Dental · eyewear $300/yr · OTC items $100/yr | $0 | $9,650 | $9,650 | 4.5★ |
| 21 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO12 of 159 counties · drug deductible $700Dental up to $1,500/yr · eyewear $175/yr · hearing aids $500/yr per ear | $0 | $9,850 | $9,850 | 4★ |
| 22 | Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO24 of 159 counties · drug deductible $500Dental up to $2,500/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $120/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 23 | Clover Health LiveHealthy (PPO)Clover Health · PPO151 of 159 counties · drug deductible $350Dental up to $1,500/yr · eyewear $200/yr · OTC items $180/yr | $0 | $9,850 | $9,850 | 5★ |
| 24 | HealthSpring True Choice (PPO)HealthSpring · PPO42 of 159 counties · drug deductible $700Dental up to $400/yr | $0 | $9,850 | $9,850 | 3★ |
| 25 | Humana Gold Plus H4141-015 (HMO)Humana · HMO5 of 159 counties · drug deductible $450Dental up to $1,250/yr · eyewear $250/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 26 | HumanaChoice H5216-421 (PPO)Humana · PPO154 of 159 counties · drug deductible $700Dental up to $1,750/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 27 | HumanaChoice H7617-093 (PPO)Humana · PPO158 of 159 counties · drug deductible $700Dental up to $1,250/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4.5★ |
| 28 | HumanaChoice H5216-280 (PPO)Humana · PPO43 of 159 counties · drug deductible $700Dental up to $500/yr · eyewear $150/yr | $6.30 | $9,850 | $9,926 | 4★ |
| 29 | HumanaChoice H7617-114 (PPO)Humana · PPO158 of 159 counties · drug deductible $700Dental · eyewear $150/yr | $13 | $9,850 | $10,006 | 4.5★ |
| 30 | Aetna Medicare Value Care (PPO)Aetna Medicare · PPO12 of 159 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr · hearing aids $500/yr per ear · OTC items $60/yr | $25.40 | $9,850 | $10,155 | 4★ |
| 31 | Clover Health LiveHealthy Premier (PPO)Clover Health · PPO151 of 159 counties · drug deductible $250Dental up to $2,000/yr · eyewear $300/yr · OTC items $400/yr | $35 | $9,850 | $10,270 | 5★ |
| 32 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS95 of 159 counties · drug deductible $550Preventive dental | $55 | $9,850 | $10,510 | 3.5★ |
| 33 | Humana Gold Choice H8145-069 (PFFS)Humana · PFFS47 of 159 counties · drug deductible $700Dental up to $1,750/yr · eyewear $100/yr | $56 | $9,850 | $10,522 | 4★ |
| 34 | Humana Full Access R0110-020 (Regional PPO)Humana · Regional PPOAll 159 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $138 | $9,850 | $11,506 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 56 in 2026, 49 in 2027.
- $0-premium plans: 43 in 2026, 40 in 2027.
- Median in-network out-of-pocket maximum: $9,250 in 2026, $9,850 in 2027.
- 15,769 people here were in a general-audience Advantage plan in October 2026; 2,811 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Wellcare Patriot Simple (HMO-POS), Kaiser Permanente Sr Advantage Liberty Giveback (HMO), Humana USAA Honor Giveback (PPO), Kaiser Permanente Senior Advantage Liberty (HMO), DEVOTED CHOICE MA ONLY 003 GA (PPO), HumanaChoice R0110-019 (Regional PPO), Anthem Veteran (PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), Clover Health Valor (PPO), Wellcare Patriot Giveback Open (PPO), Anthem Veteran (HMO-POS), Aetna Medicare Eagle Plus (PPO), HumanaChoice H5216-157 (PPO), UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO).
Questions
How many Medicare Advantage plans are in Clayton County for 2027?
34 general-audience plans with drug coverage, 25 of them with a $0 monthly premium, compared with 56 plans and 43 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Clayton County?
Aetna Medicare Prime Care (HMO) from Aetna Medicare: $0 a month with an in-network out-of-pocket maximum of $5,900, so at most about $5,900 for the year in premiums and in-network costs.
Do any Clayton County plans have a Part B giveback?
8 do. The largest is $184.70 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 002 GA (PPO).
How many Clayton County plans have 4 or more stars?
18 of 34, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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