Best Medicare Advantage Plans in Hanover County, VA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Hanover County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Hanover County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Gold Plus H6622-004 (HMO)Humana · HMO25 of 133 counties · drug deductible $450Dental up to $1,750/yr · eyewear $100/yr | $0 | $4,900 | $4,900 | 4★ |
| 2 | Humana Total Complete (HMO)Humana · HMO25 of 133 counties · drug deductible $450Dental up to $3,000/yr · eyewear $350/yr | $0 | $4,900 | $4,900 | 4.5★ |
| 3 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO11 of 133 counties · drug deductible $400Part B giveback $140/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$140 Part B giveback | $6,750 | $5,070 | 3★ |
| 4 | DEVOTED CORE 008 VA (HMO)Devoted Health · HMO23 of 133 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $248/yr | $0 | $5,850 | $5,850 | Too new to rate |
| 5 | AARP Medicare Advantage Essentials from UHC VA-11 (HMO-POS)UnitedHealthcare · HMO-POS43 of 133 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $5,900 | $5,900 | 4★ |
| 6 | Anthem Medicare Advantage 3 (HMO-POS)Anthem HealthKeepers · HMO-POS43 of 133 counties · drug deductible $395Dental up to $1,750/yr · eyewear $125/yr · hearing aids $2,000/yr · OTC items $100/yr | $0 | $5,900 | $5,900 | 3★ |
| 7 | DEVOTED GIVEBACK EXTRAS 031 VA (HMO)Devoted Health · HMO23 of 133 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,000/yr · eyewear $400/yr · OTC items $348/yr | $0−$70 Part B giveback | $6,800 | $5,960 | Too new to rate |
| 8 | DEVOTED GIVEBACK 009 VA (HMO)Devoted Health · HMO23 of 133 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $352/yr | $0−$184.70 Part B giveback | $8,250 | $6,034 | Too new to rate |
| 9 | HealthSpring True Choice (PPO)HealthSpring · PPO11 of 133 counties · drug deductible $700Dental up to $850/yr · eyewear $100/yr | $6 | $6,250 | $6,322 | 3★ |
| 10 | AARP Medicare Advantage from UHC VA-0012 (HMO-POS)UnitedHealthcare · HMO-POS43 of 133 counties · drug deductible $685Dental up to $3,500/yr · eyewear $150/yr · hearing aids $700/yr | $36 | $5,900 | $6,332 | 4★ |
| 11 | HealthSpring Premier (HMO-POS)HealthSpring · HMO-POS11 of 133 counties · drug deductible $400Dental up to $1,500/yr · eyewear $100/yr · OTC items $60/yr | $0 | $6,500 | $6,500 | 3★ |
| 12 | Anthem Medicare Advantage 4 (HMO-POS)Anthem HealthKeepers · HMO-POS22 of 133 counties · drug deductible $250Dental up to $2,000/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $140/yr | $0 | $6,825 | $6,825 | 3★ |
| 13 | AARP Medicare Advantage Direct OTC from UHC VA-28 (HMO-POS)UnitedHealthcare · HMO-POS12 of 133 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $0 | $6,900 | $6,900 | 4★ |
| 14 | AARP Medicare Advantage Direct Plus from UHC VA-24 (HMO-POS)UnitedHealthcare · HMO-POS12 of 133 counties · drug deductible $595Dental up to $4,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $6,900 | $6,900 | 4★ |
| 15 | Humana Value Choice (PPO)Humana · PPO91 of 133 counties · drug deductible $450Dental up to $1,750/yr · eyewear $400/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 16 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS62 of 133 counties · drug deductible $700Dental up to $1,250/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $240/yr | $0 | $7,500 | $7,500 | 3.5★ |
| 17 | AARP Medicare Advantage from UHC VA-0005 (PPO)UnitedHealthcare · PPO12 of 133 counties · drug deductible $685Part B giveback $13/mo · Preventive dental · hearing aids $700/yr | $0−$13 Part B giveback | $7,900 | $7,744 | 4.5★ |
| 18 | Aetna Medicare Enhanced Plus (PPO)Aetna Medicare · PPO29 of 133 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $240/yr | $48 | $7,500 | $8,076 | 4★ |
| 19 | Humana Essentials Plus Giveback (PPO)Humana · PPO110 of 133 counties · drug deductible $700Part B giveback $119/mo · Dental up to $500/yr · eyewear $100/yr | $0−$119 Part B giveback | $9,850 | $8,422 | 4.5★ |
| 20 | AARP Medicare Advantage Giveback from UHC VA-13 (HMO-POS)UnitedHealthcare · HMO-POS55 of 133 counties · drug deductible $685Part B giveback $77/mo · Dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$77 Part B giveback | $9,850 | $8,926 | 4★ |
| 21 | Humana Gold Plus H5619-157 (HMO)Humana · HMO37 of 133 counties · drug deductible $450Dental up to $1,500/yr · eyewear $200/yr | $0 | $9,850 | $9,850 | 4★ |
| 22 | Humana Gold Plus H6622-085 (HMO)Humana · HMO110 of 133 counties · drug deductible $400Dental up to $1,500/yr · eyewear $550/yr | $0 | $9,850 | $9,850 | 4★ |
| 23 | HumanaChoice H5216-363 (PPO)Humana · PPO118 of 133 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 24 | HumanaChoice H5216-408 (PPO)Humana · PPO112 of 133 counties · drug deductible $700Dental up to $3,000/yr · eyewear $300/yr | $0 | $9,850 | $9,850 | 4★ |
| 25 | Humana Gold Choice H8145-004 (PFFS)Humana · PFFS46 of 133 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $43 | $9,850 | $10,366 | 4★ |
| 26 | HumanaChoice H5216-144 (PPO)Humana · PPO34 of 133 counties · drug deductible $700Dental · eyewear $100/yr | $46 | $9,850 | $10,402 | 4★ |
| 27 | HumanaChoice H7617-125 (PPO)Humana · PPO92 of 133 counties · drug deductible $450Dental · eyewear $100/yr | $58 | $9,850 | $10,546 | 4.5★ |
| 28 | Humana Full Access (Regional PPO)Humana · Regional PPOAll 133 counties · drug deductible $700Dental · eyewear $150/yr | $158 | $9,850 | $11,746 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 41 in 2026, 37 in 2027.
- $0-premium plans: 31 in 2026, 30 in 2027.
- Median in-network out-of-pocket maximum: $7,000 in 2026, $7,500 in 2027.
- 6,572 people here were in a general-audience Advantage plan in October 2026; 725 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: HumanaChoice H5216-152 (PPO), Aetna Medicare Eagle Giveback (PPO), Anthem Veteran (PPO), AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (Regional PPO), Humana Gold Choice H8145-042 (PFFS), HumanaChoice R0110-004 (Regional PPO).
Questions
How many Medicare Advantage plans are in Hanover County for 2027?
28 general-audience plans with drug coverage, 21 of them with a $0 monthly premium, compared with 41 plans and 31 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Hanover County?
Humana Gold Plus H6622-004 (HMO) from Humana: $0 a month with an in-network out-of-pocket maximum of $4,900, so at most about $4,900 for the year in premiums and in-network costs.
Do any Hanover County plans have a Part B giveback?
6 do. The largest is $184.70 a month off your Part B premium, from DEVOTED GIVEBACK 009 VA (HMO).
How many Hanover County plans have 4 or more stars?
18 of 28, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
Keep going
- All Virginia Medicare Advantage plans →
- Best Part D plans in Virginia →
- HMO vs. PPO and star ratings →
Other Virginia counties
Albemarle County · Alexandria City · Arlington County · Chesapeake City · Chesterfield County · Fairfax County · Hampton City · Henrico County · Loudoun County · Newport News City · Norfolk City · Prince William County · Richmond City · Roanoke City · Spotsylvania County · Stafford County · Virginia Beach City