Best Medicare Advantage Plans in Arlington County, VA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Arlington County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Arlington County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Anthem Medicare Advantage 3 (HMO-POS)Anthem HealthKeepers · HMO-POS18 of 133 counties · drug deductible $395Dental up to $1,200/yr · eyewear $150/yr · hearing aids $2,000/yr · OTC items $100/yr | $29 | $6,300 | $6,648 | 3★ |
| 2 | AARP Medicare Advantage from UHC VA-0003 (PPO)UnitedHealthcare · PPO9 of 133 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $21 | $6,700 | $6,952 | 4.5★ |
| 3 | Humana Value Choice (PPO)Humana · PPO74 of 133 counties · drug deductible $450Dental up to $1,750/yr · eyewear $400/yr | $0 | $7,150 | $7,150 | 4★ |
| 4 | Humana Value Choice (PPO)Humana · PPO91 of 133 counties · drug deductible $450Dental up to $1,750/yr · eyewear $400/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 5 | Kaiser Permanente Medicare Advantage Care Plus VA (HMO-POS)Kaiser Permanente · HMO-POS9 of 133 counties · drug deductible $0Dental up to $2,000/yr · eyewear $250/yr · hearing aids $333/yr per ear · OTC items $160/yr | $30 | $6,900 | $7,260 | 4.5★ |
| 6 | Kaiser Permanente Medicare Advantage Standard 1 VA (HMO-POS)Kaiser Permanente · HMO-POS12 of 133 counties · drug deductible $0Dental up to $1,000/yr · eyewear $250/yr · hearing aids $333/yr per ear · OTC items $100/yr | $15 | $7,150 | $7,330 | 4.5★ |
| 7 | Kaiser Permanente Medicare Advantage Standard 2 VA (HMO-POS)Kaiser Permanente · HMO-POS12 of 133 counties · drug deductible $0Dental up to $1,000/yr · eyewear $250/yr · hearing aids $333/yr per ear · OTC items $140/yr | $25 | $7,400 | $7,700 | 4.5★ |
| 8 | AARP Medicare Advantage from UHC VA-0010 (HMO-POS)UnitedHealthcare · HMO-POS14 of 133 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $51 | $7,150 | $7,762 | 4★ |
| 9 | Kaiser Permanente Medicare Advantage Value 1 VA (HMO-POS)Kaiser Permanente · HMO-POS5 of 133 counties · drug deductible $0Dental up to $1,000/yr · eyewear $200/yr · hearing aids $333/yr per ear · OTC items $100/yr | $0 | $7,900 | $7,900 | 4.5★ |
| 10 | Kaiser Permanente Medicare Advantage High VA (HMO-POS)Kaiser Permanente · HMO-POS12 of 133 counties · drug deductible $0Dental up to $1,000/yr · eyewear $250/yr · hearing aids $333/yr per ear · OTC items $100/yr | $145 | $6,200 | $7,940 | 4.5★ |
| 11 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO17 of 133 counties · drug deductible $700Dental up to $500/yr · eyewear $150/yr · hearing aids $750/yr per ear | $92 | $7,150 | $8,254 | 4★ |
| 12 | Humana Direct Choice Giveback (PPO)Humana · PPO18 of 133 counties · drug deductible $700Part B giveback $126/mo · Dental · eyewear $150/yr | $0−$126 Part B giveback | $9,850 | $8,338 | 4★ |
| 13 | Humana Essentials Plus Giveback (PPO)Humana · PPO87 of 133 counties · drug deductible $700Part B giveback $119/mo · Dental up to $500/yr · eyewear $100/yr | $0−$119 Part B giveback | $9,850 | $8,422 | 4★ |
| 14 | Humana Essentials Plus Giveback (PPO)Humana · PPO110 of 133 counties · drug deductible $700Part B giveback $119/mo · Dental up to $500/yr · eyewear $100/yr | $0−$119 Part B giveback | $9,850 | $8,422 | 4.5★ |
| 15 | Aetna Medicare Elite (HMO-POS)Aetna Medicare · HMO-POS16 of 133 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $240/yr | $70 | $8,200 | $9,040 | 3.5★ |
| 16 | Johns Hopkins Advantage MD Select (HMO)Johns Hopkins Advantage MD · HMO8 of 133 counties · drug deductible $250Dental up to $1,500/yr · eyewear $200/yr · OTC items $100/yr | $0 | $9,250 | $9,250 | Not rated |
| 17 | Aetna Medicare Elite Extra (HMO)Aetna Medicare · HMO16 of 133 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $9,850 | $9,850 | 3.5★ |
| 18 | Aetna Medicare Prime Elite (HMO)Aetna Medicare · HMO10 of 133 counties · drug deductible $700Preventive dental · eyewear $125/yr · hearing aids $750/yr per ear | $0 | $9,850 | $9,850 | 3.5★ |
| 19 | Humana Gold Plus H5619-047 (HMO)Humana · HMO15 of 133 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 20 | Humana Gold Plus H6622-085 (HMO)Humana · HMO110 of 133 counties · drug deductible $400Dental up to $1,500/yr · eyewear $550/yr | $0 | $9,850 | $9,850 | 4★ |
| 21 | Humana Total Complete (HMO)Humana · HMO84 of 133 counties · drug deductible $450Dental up to $1,750/yr · eyewear $250/yr | $0 | $9,850 | $9,850 | 4★ |
| 22 | Humana Total Complete (HMO)Humana · HMO91 of 133 counties · drug deductible $700Dental up to $2,500/yr · eyewear $300/yr | $0 | $9,850 | $9,850 | 4★ |
| 23 | HumanaChoice H5216-363 (PPO)Humana · PPO118 of 133 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 24 | HumanaChoice H5216-408 (PPO)Humana · PPO112 of 133 counties · drug deductible $700Dental up to $3,000/yr · eyewear $300/yr | $0 | $9,850 | $9,850 | 4★ |
| 25 | HumanaChoice H7617-125 (PPO)Humana · PPO92 of 133 counties · drug deductible $450Dental · eyewear $100/yr | $58 | $9,850 | $10,546 | 4.5★ |
| 26 | HumanaChoice H5216-027 (PPO)Humana · PPO36 of 133 counties · drug deductible $700Dental · eyewear $100/yr | $74 | $9,850 | $10,738 | 4★ |
| 27 | Humana Full Access (Regional PPO)Humana · Regional PPOAll 133 counties · drug deductible $700Dental · eyewear $150/yr | $158 | $9,850 | $11,746 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 34 in 2026, 35 in 2027.
- $0-premium plans: 21 in 2026, 23 in 2027.
- Median in-network out-of-pocket maximum: $7,900 in 2026, $9,850 in 2027.
- 4,547 people here were in a general-audience Advantage plan in October 2026; 227 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: HumanaChoice H5216-152 (PPO), Aetna Medicare Eagle Giveback (PPO), Kaiser Permanente Medicare Advantage Liberty (HMO), AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (Regional PPO), HumanaChoice R0110-004 (Regional PPO).
Questions
How many Medicare Advantage plans are in Arlington County for 2027?
27 general-audience plans with drug coverage, 15 of them with a $0 monthly premium, compared with 34 plans and 21 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Arlington County?
Anthem Medicare Advantage 3 (HMO-POS) from Anthem HealthKeepers: $29 a month with an in-network out-of-pocket maximum of $6,300, so at most about $6,648 for the year in premiums and in-network costs.
Do any Arlington County plans have a Part B giveback?
3 do. The largest is $126 a month off your Part B premium, from Humana Direct Choice Giveback (PPO).
How many Arlington County plans have 4 or more stars?
21 of 27, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
Keep going
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