Best Medicare Advantage Plans in Richmond County, NY for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Richmond County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Richmond County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CHOICE GIVEBACK 010 NY (PPO)Devoted Health · PPO2 of 62 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $156/yr | $0−$118 Part B giveback | $9,850 | $8,434 | Too new to rate |
| 2 | DEVOTED CHOICE GIVEBACK EXTRAS 032 NY (PPO)Devoted Health · PPO2 of 62 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $380/yr | $0−$70 Part B giveback | $9,750 | $8,910 | Too new to rate |
| 3 | DEVOTED CHOICE 009 NY (PPO)Devoted Health · PPO2 of 62 counties · drug deductible $650Dental up to $1,750/yr · eyewear $150/yr | $0 | $9,500 | $9,500 | Too new to rate |
| 4 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield HP · HMO-POS5 of 62 counties · drug deductible $240Preventive dental · eyewear $225/yr · hearing aids $1,000/yr · OTC items $180/yr | $34 | $9,250 | $9,658 | 5★ |
| 5 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield HP · HMO-POS5 of 62 counties · drug deductible $150Preventive dental · eyewear $175/yr · OTC items $120/yr | $44 | $9,250 | $9,778 | 3★ |
| 6 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO1 of 62 counties · drug deductible $700Preventive dental · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 7 | Healthfirst 65 Plus Plan (HMO)Healthfirst Medicare Plan · HMO7 of 62 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 8 | MetroPlus Platinum Plan (HMO)MetroPlus Health Plan · HMO5 of 62 counties · drug deductible $700Dental up to $1,500/yr · eyewear $500/yr · hearing aids $2,000/yr · OTC items $240/yr | $0 | $9,850 | $9,850 | 4★ |
| 9 | Healthfirst Increased Benefits Plan (HMO)Healthfirst Medicare Plan · HMO11 of 62 counties · drug deductible $700Dental up to $1,500/yr · eyewear $250/yr | $17.10 | $9,850 | $10,055 | 3.5★ |
| 10 | VNS Health EasyCare (HMO)VNS Health Medicare · HMO20 of 62 counties · drug deductible $650Dental up to $2,500/yr · eyewear $200/yr · hearing aids $167/yr per ear · OTC items $200/yr | $25 | $9,850 | $10,150 | 4★ |
| 11 | VillageCareMAX Medicare Select Advantage Plan (HMO)VillageCareMAX · HMO8 of 62 counties · drug deductible $700Dental up to $1,800/yr · eyewear $300/yr · hearing aids $188/yr per ear | $40.50 | $9,850 | $10,336 | 3.5★ |
| 12 | AARP Medicare Advantage from UHC NY-0005 (HMO-POS)UnitedHealthcare · HMO-POS5 of 62 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $91 | $9,250 | $10,342 | 3.5★ |
| 13 | Healthfirst Signature (HMO)Healthfirst Medicare Plan · HMO6 of 62 counties · drug deductible $550Dental up to $2,000/yr · eyewear $200/yr | $60 | $9,850 | $10,570 | 3★ |
| 14 | Aetna Medicare Elite (HMO)Aetna Medicare · HMO1 of 62 counties · drug deductible $700Preventive dental · eyewear $100/yr | $109 | $9,850 | $11,158 | 3★ |
| 15 | Healthfirst Signature (PPO)Healthfirst Medicare Plan · PPO9 of 62 counties · drug deductible $700Dental up to $1,500/yr | $155 | $9,850 | $11,710 | 3★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 25 in 2026, 18 in 2027.
- $0-premium plans: 12 in 2026, 9 in 2027.
- Median in-network out-of-pocket maximum: $9,250 in 2026, $9,850 in 2027.
- 17,363 people here were in a general-audience Advantage plan in October 2026; 2,904 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Anthem Veteran 2 (HMO-POS), AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS), Aetna Medicare Eagle Giveback (PPO).
Questions
How many Medicare Advantage plans are in Richmond County for 2027?
15 general-audience plans with drug coverage, 6 of them with a $0 monthly premium, compared with 25 plans and 12 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Richmond County?
DEVOTED CHOICE GIVEBACK 010 NY (PPO) from Devoted Health: $0 a month with an in-network out-of-pocket maximum of $9,850, so at most about $8,434 for the year in premiums and in-network costs.
Do any Richmond County plans have a Part B giveback?
2 do. The largest is $118 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 010 NY (PPO).
How many Richmond County plans have 4 or more stars?
4 of 15, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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