Best Medicare Advantage Plans in Nassau County, NY for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Nassau County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Nassau County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CHOICE GIVEBACK 010 NY (PPO)Devoted Health · PPO2 of 62 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $156/yr | $0−$118 Part B giveback | $9,850 | $8,434 | Too new to rate |
| 2 | DEVOTED CHOICE GIVEBACK EXTRAS 032 NY (PPO)Devoted Health · PPO2 of 62 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $380/yr | $0−$70 Part B giveback | $9,750 | $8,910 | Too new to rate |
| 3 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield HP · HMO-POS1 of 62 counties · drug deductible $275Preventive dental · eyewear $125/yr · hearing aids $2,000/yr | $55 | $8,300 | $8,960 | 5★ |
| 4 | Wellcare Giveback Open (PPO)Wellcare · PPO48 of 62 counties · drug deductible $700Part B giveback $37/mo · Dental | $0−$37 Part B giveback | $9,850 | $9,406 | 3★ |
| 5 | DEVOTED CHOICE 009 NY (PPO)Devoted Health · PPO2 of 62 counties · drug deductible $650Dental up to $1,750/yr · eyewear $150/yr | $0 | $9,500 | $9,500 | Too new to rate |
| 6 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO7 of 62 counties · drug deductible $700Preventive dental · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 7 | Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO6 of 62 counties · drug deductible $700Preventive dental · eyewear $100/yr · OTC items $60/yr | $0 | $9,850 | $9,850 | 3★ |
| 8 | EmblemHealth VIP Value (HMO)EmblemHealth · HMO5 of 62 counties · drug deductible $650Dental · eyewear $150/yr · hearing aids $1,000/yr | $0 | $9,850 | $9,850 | 4★ |
| 9 | Healthfirst 65 Plus Plan (HMO)Healthfirst Medicare Plan · HMO7 of 62 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 10 | Wellcare Assist Open (PPO)Wellcare · PPO48 of 62 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $9,850 | $9,850 | 3★ |
| 11 | Wellcare Fidelis Assist (HMO-POS)Wellcare · HMO-POS58 of 62 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $350/yr per ear | $0 | $9,850 | $9,850 | 3★ |
| 12 | Wellcare Fidelis Simple (HMO-POS)Wellcare · HMO-POS58 of 62 counties · drug deductible $700Dental | $0 | $9,850 | $9,850 | 3★ |
| 13 | Wellcare Simple Open (PPO)Wellcare · PPO48 of 62 counties · drug deductible $700Dental · hearing aids $750/yr per ear | $0 | $9,850 | $9,850 | 3★ |
| 14 | Humana Gold Plus H3533-037 (HMO)Humana · HMO2 of 62 counties · drug deductible $700Dental up to $3,000/yr · eyewear $200/yr | $50 | $9,250 | $9,850 | 3★ |
| 15 | Healthfirst Increased Benefits Plan (HMO)Healthfirst Medicare Plan · HMO11 of 62 counties · drug deductible $700Dental up to $1,500/yr · eyewear $250/yr | $17.10 | $9,850 | $10,055 | 3.5★ |
| 16 | VNS Health EasyCare (HMO)VNS Health Medicare · HMO20 of 62 counties · drug deductible $650Dental up to $2,500/yr · eyewear $200/yr · hearing aids $167/yr per ear · OTC items $200/yr | $25 | $9,850 | $10,150 | 4★ |
| 17 | EmblemHealth VIP Saver (HMO)EmblemHealth · HMO5 of 62 counties · drug deductible $650Dental · eyewear $200/yr · hearing aids $1,500/yr | $40.40 | $9,850 | $10,335 | 4★ |
| 18 | VillageCareMAX Medicare Select Advantage Plan (HMO)VillageCareMAX · HMO8 of 62 counties · drug deductible $700Dental up to $1,800/yr · eyewear $300/yr · hearing aids $188/yr per ear | $40.50 | $9,850 | $10,336 | 3.5★ |
| 19 | Healthfirst Signature (HMO)Healthfirst Medicare Plan · HMO6 of 62 counties · drug deductible $550Dental up to $2,000/yr · eyewear $200/yr | $60 | $9,850 | $10,570 | 3★ |
| 20 | Aetna Medicare Elite Extra (PPO)Aetna Medicare · PPO2 of 62 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $79 | $9,850 | $10,798 | 4★ |
| 21 | Anthem Medicare Advantage (HMO)Anthem Blue Cross and Blue Shield HP · HMO1 of 62 counties · drug deductible $200 | $81 | $9,850 | $10,822 | 3★ |
| 22 | Aetna Medicare Enhanced (HMO)Aetna Medicare · HMO2 of 62 counties · drug deductible $700Preventive dental · eyewear $150/yr | $104 | $9,850 | $11,098 | 3★ |
| 23 | EmblemHealth VIP Gold (HMO)EmblemHealth · HMO1 of 62 counties · drug deductible $200Dental · eyewear $300/yr · hearing aids $1,500/yr | $105 | $9,850 | $11,110 | 4★ |
| 24 | Healthfirst Signature (PPO)Healthfirst Medicare Plan · PPO9 of 62 counties · drug deductible $700Dental up to $1,500/yr | $155 | $9,850 | $11,710 | 3★ |
| 25 | EmblemHealth VIP Gold Plus (HMO)EmblemHealth · HMO7 of 62 counties · drug deductible $200Dental · eyewear $300/yr · hearing aids $1,500/yr | $216 | $9,850 | $12,442 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 31 in 2026, 28 in 2027.
- $0-premium plans: 16 in 2026, 15 in 2027.
- Median in-network out-of-pocket maximum: $9,250 in 2026, $9,850 in 2027.
- 52,753 people here were in a general-audience Advantage plan in October 2026; 14,505 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Anthem Veteran 2 (HMO-POS), Aetna Medicare Eagle Giveback (PPO), Wellcare Fidelis Patriot Simple (HMO-POS).
Questions
How many Medicare Advantage plans are in Nassau County for 2027?
25 general-audience plans with drug coverage, 12 of them with a $0 monthly premium, compared with 31 plans and 16 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Nassau County?
DEVOTED CHOICE GIVEBACK 010 NY (PPO) from Devoted Health: $0 a month with an in-network out-of-pocket maximum of $9,850, so at most about $8,434 for the year in premiums and in-network costs.
Do any Nassau County plans have a Part B giveback?
3 do. The largest is $118 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 010 NY (PPO).
How many Nassau County plans have 4 or more stars?
8 of 25, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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