Best Medicare Advantage Plans in Pierce County, WA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Pierce County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Pierce County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Gold Plus H5619-061 (HMO)Humana · HMO31 of 39 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $86 | $4,200 | $5,232 | 4★ |
| 2 | Humana Gold Plus H1036-321 (HMO)Humana · HMO4 of 39 counties · drug deductible $700Dental up to $4,000/yr · eyewear $400/yr | $0 | $5,900 | $5,900 | 4.5★ |
| 3 | Kaiser Permanente Medicare Advantage Essential Pce (HMO)Kaiser Permanente · HMO1 of 39 counties · drug deductible $0Dental · eyewear $300/yr | $82 | $4,950 | $5,934 | 4.5★ |
| 4 | Humana Value Choice (PPO)Humana · PPO8 of 39 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $6,050 | $6,050 | 4★ |
| 5 | Humana Total Complete (HMO)Humana · HMO15 of 39 counties · drug deductible $400Dental up to $1,500/yr · eyewear $100/yr | $0 | $6,310 | $6,310 | 4★ |
| 6 | DEVOTED CORE 001 WA (HMO)Devoted Health · HMO4 of 39 counties · drug deductible $650Dental up to $2,750/yr · eyewear $400/yr · OTC items $168/yr | $0 | $6,550 | $6,550 | Too new to rate |
| 7 | MultiCare Health Plan Evergreen Essential (HMO)MultiCare Health Plan Medicare Advantage Evergreen Plans · HMO3 of 39 counties · drug deductible $500Part B giveback $50/mo · Dental up to $200/yr · eyewear $150/yr | $0−$50 Part B giveback | $7,150 | $6,550 | Too new to rate |
| 8 | AARP Medicare Advantage from UHC WA-7 (HMO-POS)UnitedHealthcare · HMO-POS5 of 39 counties · drug deductible $685Dental · eyewear $100/yr · hearing aids $700/yr | $0 | $6,700 | $6,700 | 3.5★ |
| 9 | Kaiser Permanente Medicare Advantage Key Pierce (HMO)Kaiser Permanente · HMO1 of 39 counties · drug deductible $0eyewear $100/yr | $0 | $6,750 | $6,750 | 4.5★ |
| 10 | AARP Medicare Advantage from UHC WA-6 (HMO-POS)UnitedHealthcare · HMO-POS9 of 39 counties · drug deductible $685Dental · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 11 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO5 of 39 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,150 | $7,150 | 3.5★ |
| 12 | MultiCare Health Plan Evergreen Enhanced (HMO)MultiCare Health Plan Medicare Advantage Evergreen Plans · HMO3 of 39 counties · drug deductible $300Dental up to $650/yr · eyewear $300/yr · hearing aids $600/yr per ear · OTC items $180/yr | $0 | $7,150 | $7,150 | Too new to rate |
| 13 | SCAN Classic WA (HMO)SCAN Health Plan · HMO3 of 39 counties · drug deductible $550Dental up to $1,500/yr · eyewear $175/yr | $1 | $7,150 | $7,162 | Too new to rate |
| 14 | AARP Medicare Advantage from UHC WA-18 (PPO)UnitedHealthcare · PPO21 of 39 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $10 | $7,150 | $7,270 | 4.5★ |
| 15 | AARP Medicare Advantage from UHC WA-0005 (HMO-POS)UnitedHealthcare · HMO-POS13 of 39 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $55 | $6,700 | $7,360 | 3.5★ |
| 16 | DEVOTED GIVEBACK EXTRAS 022 WA (HMO)Devoted Health · HMO4 of 39 counties · drug deductible $700Part B giveback $75/mo · Dental up to $3,000/yr · eyewear $400/yr · OTC items $564/yr | $0−$75 Part B giveback | $8,300 | $7,400 | Too new to rate |
| 17 | DEVOTED CHOICE 001 WA (PPO)Devoted Health · PPO8 of 39 counties · drug deductible $461Dental up to $2,000/yr · eyewear $400/yr · OTC items $300/yr | $0 | $7,500 | $7,500 | Not rated |
| 18 | AARP Medicare Advantage from UHC WA-14 (HMO-POS)UnitedHealthcare · HMO-POS9 of 39 counties · drug deductible $685Dental up to $2,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $35 | $7,150 | $7,570 | 3.5★ |
| 19 | Kaiser Permanente Medicare Advantage Optimal (HMO)Kaiser Permanente · HMO7 of 39 counties · drug deductible $0Dental · eyewear $200/yr | $373 | $3,150 | $7,626 | 4.5★ |
| 20 | DEVOTED CHOICE GIVEBACK 002 WA (PPO)Devoted Health · PPO8 of 39 counties · drug deductible $461Part B giveback $143/mo · Dental up to $250/yr · eyewear $200/yr | $0−$143 Part B giveback | $9,850 | $8,134 | Not rated |
| 21 | HumanaChoice H5216-048 (PPO)Humana · PPO33 of 39 counties · drug deductible $700Dental · eyewear $100/yr | $97 | $7,000 | $8,164 | 4★ |
| 22 | Humana Essentials Plus Giveback (HMO)Humana · HMO3 of 39 counties · drug deductible $700Part B giveback $71/mo · Dental · eyewear $250/yr | $0−$71 Part B giveback | $9,050 | $8,198 | 4.5★ |
| 23 | Aetna Medicare Enhanced (PPO)Aetna Medicare · PPO5 of 39 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr · hearing aids $1,250/yr per ear | $63 | $7,500 | $8,256 | 4★ |
| 24 | HumanaChoice H7617-016 (PPO)Humana · PPO36 of 39 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $110 | $7,000 | $8,320 | 4.5★ |
| 25 | DEVOTED GIVEBACK 002 WA (HMO)Devoted Health · HMO4 of 39 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $200/yr | $0−$118 Part B giveback | $9,850 | $8,434 | Too new to rate |
| 26 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO6 of 39 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $8,900 | $8,900 | 4★ |
| 27 | Regence MedAdvantage + Rx Enhanced (PPO)Regence BlueShield · PPO5 of 39 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr | $201 | $6,900 | $9,312 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 40 in 2026, 35 in 2027.
- $0-premium plans: 26 in 2026, 23 in 2027.
- Median in-network out-of-pocket maximum: $6,700 in 2026, $7,150 in 2027.
- 59,223 people here were in a general-audience Advantage plan in October 2026; 10,207 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), Aetna Medicare Eagle (HMO), AARP Medicare Advantage Patriot No RX WA-MA3 (PPO), Kaiser Permanente Medicare Advantage Basic (HMO), AARP Medicare Advantage Patriot No Rx WA-MA02 (HMO-POS), Aetna Medicare Eagle (PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO).
Questions
How many Medicare Advantage plans are in Pierce County for 2027?
27 general-audience plans with drug coverage, 16 of them with a $0 monthly premium, compared with 40 plans and 26 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Pierce County?
Humana Gold Plus H5619-061 (HMO) from Humana: $86 a month with an in-network out-of-pocket maximum of $4,200, so at most about $5,232 for the year in premiums and in-network costs.
Do any Pierce County plans have a Part B giveback?
5 do. The largest is $143 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 002 WA (PPO).
How many Pierce County plans have 4 or more stars?
14 of 27, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
Keep going
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