Best Medicare Advantage Plans in Salt Lake County, UT for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Salt Lake County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Salt Lake County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Total Complete (HMO)Humana · HMO4 of 27 counties · drug deductible $300Dental up to $1,750/yr · eyewear $200/yr | $0 | $4,700 | $4,700 | 4★ |
| 2 | Humana Essentials Plus Giveback (PPO)Humana · PPO23 of 27 counties · drug deductible $700Part B giveback $80/mo · Dental up to $1,250/yr · eyewear $150/yr | $0−$80 Part B giveback | $5,750 | $4,790 | 4★ |
| 3 | AARP Medicare Advantage Essentials from UHC UT-4 (HMO-POS)UnitedHealthcare · HMO-POS23 of 27 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $4,900 | $4,900 | 4★ |
| 4 | Humana Value Choice (PPO)Humana · PPO7 of 27 counties · drug deductible $700Dental up to $4,000/yr · eyewear $150/yr | $0 | $5,000 | $5,000 | 4★ |
| 5 | Humana Value Choice (PPO)Humana · PPO4 of 27 counties · drug deductible $700Dental up to $2,500/yr · eyewear $100/yr | $0 | $5,000 | $5,000 | 4.5★ |
| 6 | AARP Medicare Advantage from UHC UT-0003 (HMO-POS)UnitedHealthcare · HMO-POS23 of 27 counties · drug deductible $685Dental up to $2,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $49 | $4,900 | $5,488 | 4★ |
| 7 | Select Health Medicare Essential (HMO)Select Health · HMO6 of 27 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · OTC items $80/yr | $0 | $5,500 | $5,500 | 4★ |
| 8 | Humana Full Access (PPO)Humana · PPO4 of 27 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr | $39 | $5,750 | $6,218 | 4.5★ |
| 9 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO5 of 27 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $1,000/yr per ear · OTC items $60/yr | $0 | $6,350 | $6,350 | 3.5★ |
| 10 | DEVOTED CHOICE 001 UT (PPO)Devoted Health · PPO11 of 27 counties · drug deductible $650Dental up to $3,500/yr · eyewear $300/yr · OTC items $136/yr | $0 | $6,350 | $6,350 | Too new to rate |
| 11 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO3 of 27 counties · drug deductible $700Part B giveback $2/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr per ear · OTC items $60/yr | $0−$2 Part B giveback | $6,500 | $6,476 | 4★ |
| 12 | AARP Medicare Advantage Giveback from UHC UT-9 (PPO)UnitedHealthcare · PPO16 of 27 counties · drug deductible $215Part B giveback $48/mo · Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0−$48 Part B giveback | $7,150 | $6,574 | 4.5★ |
| 13 | Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO3 of 27 counties · drug deductible $500Dental up to $1,000/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $6.50 | $6,500 | $6,578 | 4★ |
| 14 | AARP Medicare Advantage Extras UT-7 (HMO-POS)UnitedHealthcare · HMO-POS23 of 27 counties · drug deductible $685Dental up to $4,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $6,700 | $6,700 | 4★ |
| 15 | DEVOTED CHOICE GIVEBACK EXTRAS 014 UT (PPO)Devoted Health · PPO11 of 27 counties · drug deductible $700Part B giveback $85/mo · Dental up to $3,750/yr · eyewear $350/yr · OTC items $284/yr | $0−$85 Part B giveback | $8,000 | $6,980 | Too new to rate |
| 16 | AARP Medicare Advantage from UHC UT-0008 (PPO)UnitedHealthcare · PPO16 of 27 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 17 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO3 of 27 counties · drug deductible $700Preventive dental · eyewear $125/yr · hearing aids $1,000/yr per ear | $0 | $7,150 | $7,150 | 4★ |
| 18 | Regence MedAdvantage + Rx Enhanced (PPO)Regence BlueCross BlueShield of Utah · PPO4 of 27 counties · drug deductible $310Dental up to $1,500/yr · eyewear $150/yr | $158 | $5,500 | $7,396 | 4.5★ |
| 19 | DEVOTED CHOICE GIVEBACK 002 UT (PPO)Devoted Health · PPO11 of 27 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $372/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | Too new to rate |
| 20 | Regence MedAdvantage + Rx Classic (PPO)Regence BlueCross BlueShield of Utah · PPO4 of 27 counties · drug deductible $590Dental up to $1,250/yr · eyewear $100/yr | $87 | $6,700 | $7,744 | 4.5★ |
| 21 | HumanaChoice H5216-048 (PPO)Humana · PPO23 of 27 counties · drug deductible $700Dental · eyewear $100/yr | $97 | $7,000 | $8,164 | 4★ |
| 22 | HumanaChoice H7617-016 (PPO)Humana · PPO23 of 27 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $110 | $7,000 | $8,320 | 4.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 31 in 2026, 28 in 2027.
- $0-premium plans: 24 in 2026, 21 in 2027.
- Median in-network out-of-pocket maximum: $5,800 in 2026, $6,500 in 2027.
- 79,932 people here were in a general-audience Advantage plan in October 2026; 6,976 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), Select Health Medicare Veterans (HMO), Aetna Medicare Eagle (PPO), AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO).
Questions
How many Medicare Advantage plans are in Salt Lake County for 2027?
22 general-audience plans with drug coverage, 15 of them with a $0 monthly premium, compared with 31 plans and 24 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Salt Lake County?
Humana Total Complete (HMO) from Humana: $0 a month with an in-network out-of-pocket maximum of $4,700, so at most about $4,700 for the year in premiums and in-network costs.
Do any Salt Lake County plans have a Part B giveback?
5 do. The largest is $184.70 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 002 UT (PPO).
How many Salt Lake County plans have 4 or more stars?
18 of 22, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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