Best Medicare Advantage Plans in Cleveland County, OK for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Cleveland County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Cleveland County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | HealthSpring Preferred (HMO)HealthSpring · HMO6 of 70 counties · drug deductible $500Dental up to $2,350/yr · eyewear $300/yr · OTC items $260/yr | $0 | $3,500 | $3,500 | 3.5★ |
| 2 | Generations Classic Rewards (HMO)GlobalHealth · HMO26 of 70 counties · drug deductible $0Part B giveback $29/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $1,000/yr | $0−$29 Part B giveback | $3,900 | $3,552 | 3.5★ |
| 3 | Generations Classic Plus (HMO)GlobalHealth · HMO26 of 70 counties · drug deductible $0Dental up to $1,600/yr · eyewear $200/yr · hearing aids $1,000/yr | $0 | $3,900 | $3,900 | 3.5★ |
| 4 | Senior Health Plan Platinum (HMO)CommunityCare Senior Health Plan (HMO) · HMO40 of 70 counties · drug deductible $500Dental up to $1,000/yr · eyewear $300/yr · hearing aids $125/yr · OTC items $200/yr | $35 | $4,450 | $4,870 | 4★ |
| 5 | Humana Value Choice (PPO)Humana · PPO18 of 70 counties · drug deductible $520Dental up to $1,500/yr · eyewear $200/yr | $0 | $5,300 | $5,300 | 4.5★ |
| 6 | HumanaChoice H5216-337 (PPO)Humana · PPO18 of 70 counties · drug deductible $520Dental up to $1,500/yr · eyewear $200/yr | $0 | $5,300 | $5,300 | 4★ |
| 7 | Humana Total Complete (HMO)Humana · HMO10 of 70 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr | $0 | $5,400 | $5,400 | 4★ |
| 8 | HumanaChoice H5216-316 (PPO)Humana · PPO17 of 70 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr | $48 | $4,900 | $5,476 | 4★ |
| 9 | DEVOTED CHOICE 001 OK (PPO)Devoted Health · PPO14 of 70 counties · drug deductible $650Dental up to $2,500/yr · eyewear $300/yr · OTC items $220/yr | $0 | $5,700 | $5,700 | Too new to rate |
| 10 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO6 of 70 counties · drug deductible $700Part B giveback $75/mo · Dental up to $900/yr · eyewear $250/yr · OTC items $140/yr | $0−$75 Part B giveback | $6,900 | $6,000 | 3.5★ |
| 11 | AARP Medicare Advantage from UHC OK-0001 (HMO-POS)UnitedHealthcare · HMO-POS24 of 70 counties · drug deductible $685Dental up to $2,000/yr · eyewear $125/yr · hearing aids $700/yr | $39 | $5,900 | $6,368 | 4★ |
| 12 | Senior Health Plan Platinum Plus (HMO)CommunityCare Senior Health Plan (HMO) · HMO40 of 70 counties · drug deductible $450Dental up to $1,000/yr · eyewear $200/yr · hearing aids $125/yr · OTC items $160/yr | $120 | $5,000 | $6,440 | 4★ |
| 13 | AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS)UnitedHealthcare · HMO-POS24 of 70 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $6,500 | $6,500 | 4★ |
| 14 | Senior Health Plan Silver Plus (HMO)CommunityCare Senior Health Plan (HMO) · HMO40 of 70 counties · drug deductible $650Dental up to $1,000/yr · eyewear $200/yr · OTC items $120/yr | $0 | $6,500 | $6,500 | 4★ |
| 15 | Humana Essentials Plus Giveback (PPO)Humana · PPO44 of 70 counties · drug deductible $700Part B giveback $93/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$93 Part B giveback | $7,925 | $6,809 | 4.5★ |
| 16 | DEVOTED CHOICE GIVEBACK EXTRAS 013 OK (PPO)Devoted Health · PPO14 of 70 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $350/yr · OTC items $328/yr | $0−$70 Part B giveback | $7,650 | $6,810 | Too new to rate |
| 17 | HumanaChoice Giveback H5216-264 (PPO)Humana · PPO44 of 70 counties · drug deductible $700Part B giveback $91/mo · Dental up to $2,000/yr · eyewear $100/yr | $0−$91 Part B giveback | $7,925 | $6,833 | 4★ |
| 18 | HealthSpring True Choice (PPO)HealthSpring · PPO6 of 70 counties · drug deductible $700Dental up to $550/yr · eyewear $100/yr | $13 | $6,800 | $6,956 | 3★ |
| 19 | AARP Medicare Advantage Extras from UHC OK-10 (HMO-POS)UnitedHealthcare · HMO-POS24 of 70 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 20 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO51 of 70 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 21 | HumanaChoice H5216-081 (PPO)Humana · PPO48 of 70 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr | $26 | $6,850 | $7,162 | 4★ |
| 22 | AARP Medicare Advantage from UHC OK-0007 (PPO)UnitedHealthcare · PPO20 of 70 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $10 | $7,150 | $7,270 | 4★ |
| 23 | HumanaChoice H5216-083 (PPO)Humana · PPO48 of 70 counties · drug deductible $700Dental up to $1,750/yr · eyewear $200/yr | $59 | $6,900 | $7,608 | 4★ |
| 24 | DEVOTED CHOICE GIVEBACK 002 OK (PPO)Devoted Health · PPO14 of 70 counties · drug deductible $461Part B giveback $159.90/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159.90 Part B giveback | $9,850 | $7,931 | Too new to rate |
| 25 | AARP Medicare Advantage from UHC OK-0005 (PPO)UnitedHealthcare · PPO20 of 70 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $79 | $7,150 | $8,098 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 38 in 2026, 33 in 2027.
- $0-premium plans: 29 in 2026, 24 in 2027.
- Median in-network out-of-pocket maximum: $5,300 in 2026, $6,200 in 2027.
- 13,011 people here were in a general-audience Advantage plan in October 2026; 376 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), Generations Valor (HMO), Senior Health Plan Silver Savings (HMO), Aetna Medicare Eagle (PPO), AARP Medicare Advantage Patriot No Rx OK-MA2 (HMO-POS), AARP Medicare Advantage Patriot No Rx OK-MA01 (PPO), Humana Gold Choice H8145-126 (PFFS).
Questions
How many Medicare Advantage plans are in Cleveland County for 2027?
25 general-audience plans with drug coverage, 16 of them with a $0 monthly premium, compared with 38 plans and 29 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Cleveland County?
HealthSpring Preferred (HMO) from HealthSpring: $0 a month with an in-network out-of-pocket maximum of $3,500, so at most about $3,500 for the year in premiums and in-network costs.
Do any Cleveland County plans have a Part B giveback?
6 do. The largest is $159.90 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 002 OK (PPO).
How many Cleveland County plans have 4 or more stars?
16 of 25, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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