Best Medicare Advantage Plans in Dona Ana County, NM for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Dona Ana County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Dona Ana County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Essentials from UHC EP-1 (PPO)UnitedHealthcare · PPO5 of 33 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $4,450 | $4,450 | 4★ |
| 2 | DEVOTED CORE 005 NM (HMO)Devoted Health · HMO6 of 33 counties · drug deductible $650Dental up to $2,500/yr · eyewear $400/yr · OTC items $248/yr | $0 | $4,750 | $4,750 | Too new to rate |
| 3 | AARP Medicare Advantage from UHC EP-4 (PPO)UnitedHealthcare · PPO5 of 33 counties · drug deductible $440Dental up to $3,000/yr · eyewear $100/yr · hearing aids $700/yr | $66 | $4,200 | $4,992 | 4★ |
| 4 | HumanaChoice H5216-223 (PPO)Humana · PPO26 of 33 counties · drug deductible $300Dental up to $2,500/yr · eyewear $300/yr | $20 | $4,900 | $5,140 | 4★ |
| 5 | DEVOTED GIVEBACK EXTRAS 016 NM (HMO)Devoted Health · HMO6 of 33 counties · drug deductible $700Part B giveback $75/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $328/yr | $0−$75 Part B giveback | $6,150 | $5,250 | Too new to rate |
| 6 | DEVOTED GIVEBACK 006 NM (HMO)Devoted Health · HMO6 of 33 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $376/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | Too new to rate |
| 7 | AARP Medicare Advantage Extras from UHC EP-3 (PPO)UnitedHealthcare · PPO5 of 33 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $5,900 | $5,900 | 4★ |
| 8 | Humana Essentials Plus Giveback (PPO)Humana · PPO25 of 33 counties · drug deductible $450Part B giveback $63/mo · Dental up to $2,000/yr · eyewear $100/yr | $0−$63 Part B giveback | $7,850 | $7,094 | 4★ |
| 9 | AARP Medicare Advantage Giveback from UHC EP-2 (PPO)UnitedHealthcare · PPO5 of 33 counties · drug deductible $240Part B giveback $67/mo · Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0−$67 Part B giveback | $9,850 | $9,046 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 18 in 2026, 10 in 2027.
- $0-premium plans: 14 in 2026, 8 in 2027.
- Median in-network out-of-pocket maximum: $5,500 in 2026, $6,025 in 2027.
- 14,877 people here were in a general-audience Advantage plan in October 2026; 1,507 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO).
Questions
How many Medicare Advantage plans are in Dona Ana County for 2027?
9 general-audience plans with drug coverage, 7 of them with a $0 monthly premium, compared with 18 plans and 14 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Dona Ana County?
AARP Medicare Advantage Essentials from UHC EP-1 (PPO) from UnitedHealthcare: $0 a month with an in-network out-of-pocket maximum of $4,450, so at most about $4,450 for the year in premiums and in-network costs.
Do any Dona Ana County plans have a Part B giveback?
4 do. The largest is $184.70 a month off your Part B premium, from DEVOTED GIVEBACK 006 NM (HMO).
How many Dona Ana County plans have 4 or more stars?
6 of 9, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
Keep going
- All New Mexico Medicare Advantage plans →
- Best Part D plans in New Mexico →
- HMO vs. PPO and star ratings →
Other New Mexico counties
Bernalillo County · San Juan County · Sandoval County · Santa Fe County