Best Medicare Advantage Plans in Hennepin County, MN for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Hennepin County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Hennepin County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Allina Health Aetna Medicare Premier (PPO)Allina Health Aetna Medicare · PPO15 of 69 counties · drug deductible $300Dental up to $1,750/yr · eyewear $225/yr · hearing aids $1,000/yr per ear · OTC items $160/yr | $97 | $4,450 | $5,614 | 3.5★ |
| 2 | Allina Health Aetna Medicare Enhanced (PPO)Allina Health Aetna Medicare · PPO15 of 69 counties · drug deductible $300Dental up to $1,600/yr · eyewear $225/yr · hearing aids $750/yr per ear · OTC items $220/yr | $61 | $5,000 | $5,732 | 3.5★ |
| 3 | Allina Health Aetna Medicare Premier Extra (PPO)Allina Health Aetna Medicare · PPO15 of 69 counties · drug deductible $300Dental up to $2,100/yr · eyewear $250/yr · hearing aids $1,500/yr per ear · OTC items $280/yr | $169 | $3,900 | $5,928 | 3.5★ |
| 4 | Allina Health Aetna Medicare Signature Fit (PPO)Allina Health Aetna Medicare · PPO8 of 69 counties · drug deductible $400Part B giveback $42/mo · Dental up to $2,050/yr · eyewear $225/yr · hearing aids $500/yr per ear · OTC items $220/yr | $0−$42 Part B giveback | $6,750 | $6,246 | 3.5★ |
| 5 | Allina Health Aetna Medicare Signature (PPO)Allina Health Aetna Medicare · PPO15 of 69 counties · drug deductible $400Dental up to $1,300/yr · eyewear $175/yr · hearing aids $500/yr per ear · OTC items $220/yr | $0 | $6,350 | $6,350 | 3.5★ |
| 6 | AARP Medicare Advantage from UHC MN-0002 (PPO)UnitedHealthcare · PPO10 of 69 counties · drug deductible $685Preventive dental · eyewear $75/yr · hearing aids $700/yr | $59 | $6,300 | $7,008 | 4.5★ |
| 7 | Medica Advantage Preferred (PPO)Medica · PPO2 of 69 counties · drug deductible $280Dental up to $1,200/yr · eyewear $200/yr · OTC items $40/yr | $218 | $4,450 | $7,066 | 4★ |
| 8 | AARP Medicare Advantage from UHC MN-0001 (PPO)UnitedHealthcare · PPO10 of 69 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 9 | Medica Advantage Select (PPO)Medica · PPO2 of 69 counties · drug deductible $420Dental up to $700/yr · eyewear $100/yr | $129 | $5,800 | $7,348 | 4★ |
| 10 | HealthPartners Journey Pace (PPO)HealthPartners · PPO7 of 69 counties · drug deductible $700Dental · eyewear $150/yr | $20 | $7,150 | $7,390 | 4.5★ |
| 11 | AARP Medicare Advantage from UHC FG-0001 (PPO)UnitedHealthcare · PPO15 of 69 counties · drug deductible $700Dental up to $2,500/yr · eyewear $175/yr · hearing aids $700/yr | $24.60 | $7,150 | $7,445 | 4.5★ |
| 12 | Medica Advantage Value (PPO)Medica · PPO2 of 69 counties · drug deductible $700Dental up to $500/yr · eyewear $75/yr | $31 | $7,150 | $7,522 | 4★ |
| 13 | HealthPartners Journey Smart (PPO)HealthPartners · PPO7 of 69 counties · drug deductible $700Part B giveback $50/mo · Dental | $0−$50 Part B giveback | $9,850 | $9,250 | 4.5★ |
| 14 | Blue Cross Medicare Advantage Essential (PPO)Blue Cross and Blue Shield of Minnesota · PPO1 of 69 counties · drug deductible $700Dental up to $1,000/yr | $0 | $9,850 | $9,850 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 25 in 2026, 18 in 2027.
- $0-premium plans: 12 in 2026, 9 in 2027.
- Median in-network out-of-pocket maximum: $4,900 in 2026, $6,325 in 2027.
- 112,288 people here were in a general-audience Advantage plan in October 2026; 74,018 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Medica Advantage Salute (PPO), AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO), Allina Health Aetna Medicare Eagle (PPO), Blue Cross Medicare Advantage Freedom Blue (PPO).
Questions
How many Medicare Advantage plans are in Hennepin County for 2027?
14 general-audience plans with drug coverage, 5 of them with a $0 monthly premium, compared with 25 plans and 12 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Hennepin County?
Allina Health Aetna Medicare Premier (PPO) from Allina Health Aetna Medicare: $97 a month with an in-network out-of-pocket maximum of $4,450, so at most about $5,614 for the year in premiums and in-network costs.
Do any Hennepin County plans have a Part B giveback?
2 do. The largest is $50 a month off your Part B premium, from HealthPartners Journey Smart (PPO).
How many Hennepin County plans have 4 or more stars?
9 of 14, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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