Best Medicare Advantage Plans in Hampshire County, MA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Hampshire County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Hampshire County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Medicare HMO Blue ValueRx (HMO)Blue Cross Blue Shield of Massachusetts · HMO10 of 14 counties · drug deductible $500Preventive dental · eyewear $100/yr | $68 | $3,750 | $4,566 | 4.5★ |
| 2 | Fallon Medicare Plus Blue (HMO)Fallon Health · HMO3 of 14 counties · drug deductible $0Dental · eyewear $150/yr | $117 | $3,400 | $4,804 | 4★ |
| 3 | Tufts Medicare Preferred HMO Basic Rx (HMO)Tufts Health Plan · HMO2 of 14 counties · drug deductible $200Dental up to $1,000/yr · eyewear $150/yr | $65 | $4,500 | $5,280 | 4★ |
| 4 | Tufts Medicare Preferred HMO Value Rx (HMO)Tufts Health Plan · HMO2 of 14 counties · drug deductible $200Dental up to $1,000/yr · eyewear $150/yr | $108 | $4,200 | $5,496 | 4★ |
| 5 | Tufts Medicare Preferred HMO Prime Rx (HMO)Tufts Health Plan · HMO2 of 14 counties · drug deductible $0eyewear $150/yr | $138 | $3,850 | $5,506 | 4★ |
| 6 | Medicare HMO Blue FlexRx (HMO-POS)Blue Cross Blue Shield of Massachusetts · HMO-POS10 of 14 counties · drug deductible $500Preventive dental · eyewear $100/yr | $119 | $4,100 | $5,528 | 4.5★ |
| 7 | Tufts Medicare Preferred HMO Prime Rx Plus (HMO)Tufts Health Plan · HMO2 of 14 counties · drug deductible $0eyewear $150/yr | $158 | $3,850 | $5,746 | 4★ |
| 8 | Medicare HMO Blue PlusRx (HMO)Blue Cross Blue Shield of Massachusetts · HMO11 of 14 counties · drug deductible $500Preventive dental · eyewear $100/yr | $245 | $3,800 | $6,740 | 4.5★ |
| 9 | Fallon Medicare Plus Green (HMO)Fallon Health · HMO3 of 14 counties · drug deductible $300Dental · eyewear $150/yr · OTC items $175/yr | $72 | $6,000 | $6,864 | 4★ |
| 10 | AARP Medicare Advantage from UHC MA-0003 (HMO-POS)UnitedHealthcare · HMO-POS4 of 14 counties · drug deductible $685Preventive dental · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 11 | Tufts Medicare Preferred HMO Smart Saver Rx (HMO)Tufts Health Plan · HMO4 of 14 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr | $0 | $7,150 | $7,150 | 4★ |
| 12 | Health New England Medicare Plus (HMO)Health New England Medicare Advantage Plans · HMO4 of 14 counties · drug deductible $350Dental up to $500/yr · eyewear $150/yr · OTC items $200/yr | $138 | $5,500 | $7,156 | 3★ |
| 13 | Health New England Medicare Premium (HMO)Health New England Medicare Advantage Plans · HMO4 of 14 counties · drug deductible $350Dental up to $550/yr · eyewear $150/yr · OTC items $200/yr | $188 | $5,000 | $7,256 | 3★ |
| 14 | Health New England Medicare Select (HMO)Health New England Medicare Advantage Plans · HMO3 of 14 counties · drug deductible $490Dental up to $500/yr · eyewear $150/yr · OTC items $180/yr | $80 | $6,500 | $7,460 | 3★ |
| 15 | Medicare PPO Blue PlusRx (PPO)Blue Cross Blue Shield of Massachusetts · PPO11 of 14 counties · drug deductible $500Preventive dental · eyewear $100/yr · hearing aids $1,700/yr per ear | $300 | $4,200 | $7,800 | 4★ |
| 16 | Medicare PPO Blue ValueRx (PPO)Blue Cross Blue Shield of Massachusetts · PPO8 of 14 counties · drug deductible $500Dental up to $575/yr · eyewear $100/yr · hearing aids $1,700/yr per ear | $108 | $6,600 | $7,896 | 4★ |
| 17 | AARP Medicare Advantage from UHC MA-0006 (PPO)UnitedHealthcare · PPO4 of 14 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $67 | $7,150 | $7,954 | 4★ |
| 18 | Health New England Medicare Compass (PPO)Health New England Medicare Advantage Plans · PPO3 of 14 counties · drug deductible $490Dental up to $500/yr · eyewear $125/yr · OTC items $180/yr | $64 | $8,150 | $8,918 | 3★ |
| 19 | Health New England Medicare Value (HMO)Health New England Medicare Advantage Plans · HMO3 of 14 counties · drug deductible $490Dental up to $500/yr · eyewear $125/yr · OTC items $180/yr | $15 | $9,000 | $9,180 | 3★ |
| 20 | Medicare HMO Blue SaverRx (HMO-POS)Blue Cross Blue Shield of Massachusetts · HMO-POS10 of 14 counties · drug deductible $500Dental up to $575/yr · eyewear $100/yr · OTC items $100/yr | $0 | $9,200 | $9,200 | 4.5★ |
| 21 | Tufts Medicare Preferred PPO RX (PPO)Tufts Health Plan · PPO9 of 14 counties · drug deductible $700 | $220 | $7,150 | $9,790 | 3.5★ |
| 22 | Fallon Medicare Plus Orange (HMO)Fallon Health · HMO3 of 14 counties · drug deductible $595Dental · eyewear $150/yr | $0 | $9,850 | $9,850 | 4★ |
| 23 | Medicare PPO Blue EssentialRx (PPO)Blue Cross Blue Shield of Massachusetts · PPO10 of 14 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $1,700/yr per ear | $69 | $9,850 | $10,678 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 27 in 2026, 28 in 2027.
- $0-premium plans: 9 in 2026, 8 in 2027.
- Median in-network out-of-pocket maximum: $5,500 in 2026, $6,250 in 2027.
- 9,071 people here were in a general-audience Advantage plan in October 2026; 398 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Health New England Medicare Premium No Rx (HMO), Health New England Medicare Basic No Rx (HMO), Fallon Medicare Plus Saver No Rx (HMO), AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS), AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO).
Questions
How many Medicare Advantage plans are in Hampshire County for 2027?
23 general-audience plans with drug coverage, 4 of them with a $0 monthly premium, compared with 27 plans and 9 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Hampshire County?
Medicare HMO Blue ValueRx (HMO) from Blue Cross Blue Shield of Massachusetts: $68 a month with an in-network out-of-pocket maximum of $3,750, so at most about $4,566 for the year in premiums and in-network costs.
Do any Hampshire County plans have a Part B giveback?
None of the plans with drug coverage here files a Part B premium reduction for 2027.
How many Hampshire County plans have 4 or more stars?
17 of 23, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
Keep going
- All Massachusetts Medicare Advantage plans →
- Best Part D plans in Massachusetts →
- HMO vs. PPO and star ratings →
Other Massachusetts counties
Barnstable County · Berkshire County · Bristol County · Essex County · Hampden County · Middlesex County · Norfolk County · Plymouth County · Suffolk County · Worcester County