Best Medicare Advantage Plans in Androscoggin County, ME for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Androscoggin County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Androscoggin County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | HumanaChoice Giveback H5216-478 (PPO)Humana · PPOAll 16 counties · drug deductible $700Part B giveback $48/mo · Dental · eyewear $100/yr | $0−$48 Part B giveback | $7,150 | $6,574 | 4★ |
| 2 | HumanaChoice Giveback H5216-138 (PPO)Humana · PPOAll 16 counties · drug deductible $700Part B giveback $40/mo · Dental · eyewear $100/yr | $0−$40 Part B giveback | $7,150 | $6,670 | 4★ |
| 3 | HumanaChoice Giveback H7617-046 (PPO)Humana · PPO12 of 16 counties · drug deductible $700Part B giveback $40/mo · Dental · eyewear $100/yr | $0−$40 Part B giveback | $7,150 | $6,670 | 4.5★ |
| 4 | AARP Medicare Advantage from UHC ME-0002 (PPO)UnitedHealthcare · PPO4 of 16 counties · drug deductible $685eyewear $75/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 5 | Humana Gold Plus H5619-001 (HMO)Humana · HMOAll 16 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 6 | Anthem I MaineHealth Advantage Plus (HMO)AMH Health · HMO10 of 16 counties · drug deductible $235eyewear $300/yr · hearing aids $2,000/yr · OTC items $120/yr | $33 | $6,800 | $7,196 | 3.5★ |
| 7 | AARP Medicare Advantage from UHC ME-0001 (HMO-POS)UnitedHealthcare · HMO-POS4 of 16 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $48 | $7,150 | $7,726 | 4★ |
| 8 | Martin's Point Generations Advantage Prime (HMO)Martin's Point Generations Advantage · HMO3 of 16 counties · drug deductible $500Dental up to $500/yr · eyewear $150/yr · hearing aids $500/yr per ear · OTC items $100/yr | $60 | $7,150 | $7,870 | 3.5★ |
| 9 | AARP Medicare Advantage from UHC ME-0003 (PPO)UnitedHealthcare · PPO4 of 16 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $89 | $7,150 | $8,218 | 4.5★ |
| 10 | Martin's Point Generations Advantage Select (PPO)Martin's Point Generations Advantage · PPO5 of 16 counties · drug deductible $500Dental up to $500/yr · eyewear $150/yr · hearing aids $500/yr per ear · OTC items $100/yr | $105 | $7,000 | $8,260 | 3★ |
| 11 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS5 of 16 counties · drug deductible $400Preventive dental · eyewear $100/yr | $105 | $7,150 | $8,410 | 4★ |
| 12 | Humana Gold Plus Giveback H5619-066 (HMO)Humana · HMO14 of 16 counties · drug deductible $700Part B giveback $60/mo · Dental · eyewear $300/yr | $0−$60 Part B giveback | $9,850 | $9,130 | 4★ |
| 13 | Martin's Point Generations Advantage Essential (HMO)Martin's Point Generations Advantage · HMO5 of 16 counties · drug deductible $300eyewear $100/yr · hearing aids $500/yr per ear | $15 | $9,500 | $9,680 | 3.5★ |
| 14 | Wellcare Low Premium Open (PPO)Wellcare · PPO15 of 16 counties · drug deductible $700Dental · hearing aids $500/yr per ear | $44.50 | $9,850 | $10,384 | 3★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 24 in 2026, 20 in 2027.
- $0-premium plans: 16 in 2026, 12 in 2027.
- Median in-network out-of-pocket maximum: $6,750 in 2026, $7,150 in 2027.
- 11,413 people here were in a general-audience Advantage plan in October 2026; 749 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), Martin's Point Generations Advantage Alliance (HMO), AARP Medicare Advantage Patriot No Rx ME-MA01 (PPO), Aetna Medicare Eagle Giveback (PPO), Anthem I MaineHealth Advantage Veteran (HMO-POS), Wellcare Patriot Giveback Open (PPO).
Questions
How many Medicare Advantage plans are in Androscoggin County for 2027?
14 general-audience plans with drug coverage, 6 of them with a $0 monthly premium, compared with 24 plans and 16 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Androscoggin County?
HumanaChoice Giveback H5216-478 (PPO) from Humana: $0 a month with an in-network out-of-pocket maximum of $7,150, so at most about $6,574 for the year in premiums and in-network costs.
Do any Androscoggin County plans have a Part B giveback?
4 do. The largest is $60 a month off your Part B premium, from Humana Gold Plus Giveback H5619-066 (HMO).
How many Androscoggin County plans have 4 or more stars?
9 of 14, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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