Best Medicare Advantage Plans in Rock Island County, IL for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Rock Island County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Rock Island County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Gold Plus H1468-007 (HMO)Humana · HMO14 of 102 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr | $0 | $3,500 | $3,500 | 4★ |
| 2 | DEVOTED CHOICE 003 IL (PPO)Devoted Health · PPO9 of 102 counties · drug deductible $650Dental up to $3,000/yr · eyewear $200/yr · OTC items $248/yr | $0 | $4,150 | $4,150 | Not rated |
| 3 | HumanaChoice Giveback H5216-403 (PPO)Humana · PPO87 of 102 counties · drug deductible $700Part B giveback $51/mo · Dental up to $2,500/yr · eyewear $100/yr | $0−$51 Part B giveback | $5,000 | $4,388 | 4★ |
| 4 | Aetna Medicare Advantra Signature Extra (PPO)Aetna Medicare · PPO12 of 102 counties · drug deductible $700Part B giveback $25/mo · Dental up to $1,500/yr · eyewear $125/yr · hearing aids $500/yr per ear · OTC items $80/yr | $0−$25 Part B giveback | $5,200 | $4,900 | 4★ |
| 5 | Aetna Medicare Advantra Enhanced (PPO)Aetna Medicare · PPO12 of 102 counties · drug deductible $700Dental up to $1,750/yr · eyewear $200/yr · hearing aids $1,000/yr per ear · OTC items $180/yr | $51 | $4,500 | $5,112 | 4★ |
| 6 | Wellcare Simple Essential (HMO)Wellcare · HMO101 of 102 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $5,500 | $5,500 | 3.5★ |
| 7 | Wellcare Simple Value (HMO-POS)Wellcare · HMO-POS90 of 102 counties · drug deductible $700Dental up to $1,500/yr · hearing aids $500/yr per ear · OTC items $180/yr | $0 | $5,500 | $5,500 | 3★ |
| 8 | DEVOTED CHOICE GIVEBACK EXTRAS 019 IL (PPO)Devoted Health · PPO9 of 102 counties · drug deductible $700Part B giveback $80/mo · Dental up to $3,250/yr · eyewear $250/yr · OTC items $708/yr | $0−$80 Part B giveback | $6,850 | $5,890 | Not rated |
| 9 | Aetna Medicare Signature Extra (HMO-POS)Aetna Medicare · HMO-POS12 of 102 counties · drug deductible $400Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr per ear | $0 | $5,900 | $5,900 | 3.5★ |
| 10 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS12 of 102 counties · drug deductible $400Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr per ear | $0 | $6,350 | $6,350 | 3.5★ |
| 11 | AARP Medicare Advantage from UHC IA-0002 (HMO-POS)UnitedHealthcare · HMO-POS67 of 102 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $49 | $5,900 | $6,488 | 4★ |
| 12 | HumanaChoice H5216-399 (PPO)Humana · PPO87 of 102 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $33 | $6,250 | $6,646 | 4★ |
| 13 | Wellcare Giveback (HMO)Wellcare · HMO101 of 102 counties · drug deductible $700Part B giveback $37/mo · Dental up to $1,500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$37 Part B giveback | $7,800 | $7,356 | 3.5★ |
| 14 | DEVOTED CHOICE GIVEBACK 004 IL (PPO)Devoted Health · PPO9 of 102 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $376/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | Not rated |
| 15 | HumanaChoice H5216-013 (PPO)Humana · PPO24 of 102 counties · drug deductible $700Dental up to $750/yr · eyewear $100/yr | $92 | $6,550 | $7,654 | 4★ |
| 16 | AARP Medicare Advantage from UHC IA-0003 (PPO)UnitedHealthcare · PPO3 of 102 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $45 | $7,150 | $7,690 | 4★ |
| 17 | Humana Gold Choice H8145-006 (PFFS)Humana · PFFS48 of 102 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr | $60 | $7,800 | $8,520 | 4★ |
| 18 | HumanaChoice R5361-002 (Regional PPO)Humana · Regional PPOAll 102 counties · drug deductible $700Dental · eyewear $100/yr | $87 | $7,700 | $8,744 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 28 in 2026, 24 in 2027.
- $0-premium plans: 21 in 2026, 17 in 2027.
- Median in-network out-of-pocket maximum: $6,000 in 2026, $6,300 in 2027.
- 11,759 people here were in a general-audience Advantage plan in October 2026; 176 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), Aetna Medicare Eagle (PPO), Humana USAA Honor Giveback (Regional PPO), AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS), AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO), Humana Gold Choice H8145-126 (PFFS).
Questions
How many Medicare Advantage plans are in Rock Island County for 2027?
18 general-audience plans with drug coverage, 11 of them with a $0 monthly premium, compared with 28 plans and 21 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Rock Island County?
Humana Gold Plus H1468-007 (HMO) from Humana: $0 a month with an in-network out-of-pocket maximum of $3,500, so at most about $3,500 for the year in premiums and in-network costs.
Do any Rock Island County plans have a Part B giveback?
5 do. The largest is $184.70 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 004 IL (PPO).
How many Rock Island County plans have 4 or more stars?
9 of 18, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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