Best Medicare Advantage Plans in Honolulu County, HI for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Honolulu County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Honolulu County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | HMSA Akamai Advantage Select Plus (HMO)HMSA Akamai Advantage · HMO1 of 5 counties · drug deductible $450Dental · eyewear $200/yr | $45 | $5,200 | $5,740 | Too new to rate |
| 2 | HumanaChoice H5216-313 (PPO)Humana · PPO3 of 5 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr | $20 | $5,700 | $5,940 | 4★ |
| 3 | Humana Total Complete (HMO)Humana · HMO3 of 5 counties · drug deductible $700Dental · eyewear $150/yr | $0 | $6,300 | $6,300 | 4.5★ |
| 4 | DEVOTED CORE 004 HI (HMO)Devoted Health · HMO1 of 5 counties · drug deductible $650Dental up to $2,500/yr · eyewear $350/yr · OTC items $108/yr | $0 | $6,600 | $6,600 | Too new to rate |
| 5 | AARP Medicare Advantage from UHC HI-0002 (PPO)UnitedHealthcare · PPO1 of 5 counties · drug deductible $685Dental up to $1,000/yr · eyewear $125/yr · hearing aids $700/yr | $69 | $5,900 | $6,728 | 4★ |
| 6 | Humana Essentials Plus Giveback (PPO)Humana · PPO3 of 5 counties · drug deductible $700Part B giveback $29/mo · Dental · eyewear $100/yr | $0−$29 Part B giveback | $7,150 | $6,802 | 4★ |
| 7 | HumanaChoice H5216-464 (PPO)Humana · PPO3 of 5 counties · drug deductible $700Dental up to $750/yr · eyewear $100/yr | $37 | $6,400 | $6,844 | 4★ |
| 8 | DEVOTED GIVEBACK EXTRAS 008 HI (HMO)Devoted Health · HMO1 of 5 counties · drug deductible $700Part B giveback $70/mo · Dental up to $1,500/yr · eyewear $400/yr · OTC items $440/yr | $0−$70 Part B giveback | $7,800 | $6,960 | Too new to rate |
| 9 | DEVOTED CHOICE 004 HI (PPO)Devoted Health · PPO1 of 5 counties · drug deductible $650Dental up to $1,000/yr · eyewear $200/yr | $0 | $7,050 | $7,050 | 3★ |
| 10 | AARP Medicare Advantage from UHC HI-0001 (PPO)UnitedHealthcare · PPO1 of 5 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 11 | Humana Value Choice (PPO)Humana · PPO3 of 5 counties · drug deductible $700Dental · eyewear $100/yr | $13 | $7,150 | $7,306 | 4★ |
| 12 | AARP Medicare Advantage from UHC HI-5 (PPO)UnitedHealthcare · PPO4 of 5 counties · drug deductible $700Dental up to $3,500/yr · eyewear $125/yr · hearing aids $700/yr | $20.70 | $7,150 | $7,398 | 4★ |
| 13 | DEVOTED CHOICE PREMIUM 006 HI (PPO)Devoted Health · PPO1 of 5 counties · drug deductible $650Dental up to $2,500/yr · eyewear $150/yr · OTC items $120/yr | $69 | $6,700 | $7,528 | 3★ |
| 14 | DEVOTED GIVEBACK 001 HI (HMO)Devoted Health · HMO1 of 5 counties · drug deductible $461Part B giveback $159.90/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159.90 Part B giveback | $9,450 | $7,531 | Too new to rate |
| 15 | DEVOTED CHOICE GIVEBACK 005 HI (PPO)Devoted Health · PPO1 of 5 counties · drug deductible $461Part B giveback $119.40/mo · Dental up to $250/yr · eyewear $100/yr | $0−$119.40 Part B giveback | $9,450 | $8,017 | 3★ |
| 16 | Kaiser Permanente Senior Advantage Enhanced (HMO)Kaiser Permanente · HMO1 of 5 counties · drug deductible $0Dental | $178 | $6,100 | $8,236 | 4.5★ |
| 17 | HMSA Akamai Advantage Complete (PPO)HMSA Akamai Advantage · PPO1 of 5 counties · drug deductible $700Dental · eyewear $150/yr | $55 | $8,200 | $8,860 | 3★ |
| 18 | HMSA Akamai Advantage Complete Plus (PPO)HMSA Akamai Advantage · PPO1 of 5 counties · drug deductible $550Dental · eyewear $200/yr | $240 | $6,200 | $9,080 | 3★ |
| 19 | Kaiser Permanente Senior Advantage Basic (HMO)Kaiser Permanente · HMO1 of 5 counties · drug deductible $0Dental | $61 | $8,750 | $9,482 | 4.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 20 in 2026, 22 in 2027.
- $0-premium plans: 11 in 2026, 11 in 2027.
- Median in-network out-of-pocket maximum: $6,700 in 2026, $7,150 in 2027.
- 67,984 people here were in a general-audience Advantage plan in October 2026; 10,949 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: AARP Medicare Advantage Patriot No Rx HI-MA01 (PPO), Humana USAA Honor Giveback (PPO), DEVOTED CHOICE MA ONLY 007 HI (PPO).
Questions
How many Medicare Advantage plans are in Honolulu County for 2027?
19 general-audience plans with drug coverage, 8 of them with a $0 monthly premium, compared with 20 plans and 11 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Honolulu County?
HMSA Akamai Advantage Select Plus (HMO) from HMSA Akamai Advantage: $45 a month with an in-network out-of-pocket maximum of $5,200, so at most about $5,740 for the year in premiums and in-network costs.
Do any Honolulu County plans have a Part B giveback?
4 do. The largest is $159.90 a month off your Part B premium, from DEVOTED GIVEBACK 001 HI (HMO).
How many Honolulu County plans have 4 or more stars?
10 of 19, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure